Teen Monitoring Discount - Auto Owners

Auto Owners now offers a new 5% discount for teen monitoring.  How does the Teen Monitoring discount work?  You can use an app on a phone or certain GPS units.  The information from the app/GPS must go to the parents.  It is not shared with Auto Owners.

If your teen is between the ages of 16-20, they are eligible for this discount.  All it takes is a GPS unit attached to the vehicle the teen principally operates OR the teen in an eligible application on their smartphone. This discount will be applied upon the receipt of the proof of the purchase or other documentation.

Eligibility:
Eligible GPS units and smart phone applications must meet the following criteria:
Locate Vehicle-the ability to determine the vehicle’s location via Web or phone.
Speed-the ability to know the teen driver’s speed and other various

The discount is removed when the operator turns 21, gets married, or is removed from the policy.

An otherwise eligible operator is no longer eligible for this discount if they have had:
More than 1 at-fault accident, or
More than 1 violation resulting in 2 or more conviction surcharge points, or
One violation resulting in 4 or more conviction surcharge points, or
One at-fault accident and 1 violation resulting in 2 or more conviction surcharge point.

If this is something you are interested in, here is a hyperlink of 5 companies that could help you with the discount! https://www.hellotech.com/blog/5-of-the-best-teen-driving-apps-for-parents/.  Auto-Owners has recommended these two apps that are eligible for this discount: Life360 and SafeDriver which are both mentioned in the article.  If you are interested in a different teen monitoring app, let us know and we can check to make sure that it would be eligible for the discount too - they need to monitor location, speed, and other driving habits if available.

We have an insured who uses the free version of the Life360 app and they really like it.  They know that their college child is in class so not to call, or that their child made it to work or a friend's house, etc.  Even if you don't have your auto insurance with Auto-Owners, you might want to see if these teen monitoring apps might be useful to you and your family.

If you have any questions regarding this new discount, please contact your agent directly, email us at service@insaia.com, or call our office at (515)279-2722.

June 28th is National Insurance Awareness Day

Have you ever noticed how many "National ..... Days" exist?   While it is fun to celebrate National Ballpoint Pen Day, National Pop Goes the Weasel Day, National Catfish Day, and National Donut Day (all in June by the way), there is one that we focus on here at our agency - June 28 is National Insurance Awareness Day.  (Okay, we did celebrate National Donut Day here at the office too).

National Insurance Awareness Day is just a reminder to review your insurance coverage and see if any changes need to be made.

Some things to keep in mind:

• Is there a special item that you received for Christmas, birthday, or anniversary that might need specific coverage?  A piece of special jewelry?  An expensive guitar?  That road bike you have been eyeing?  
• Do you have a student going off to college in the fall?  This might affect your auto rates depending on where they go to school, and if they are taking a vehicle to school or not.  
• Did the value of your home change?  Does the coverage on your policy need to be adjusted as well?  
• Have you done any updates to the home?  New roof?  New Heater?  New Plumbing?

Our agents at Absolute Insurance work with customers throughout the year to review existing coverages, but if you haven't revisited your policies in a couple years or you have had a big change in your life, this might be a good time.  Give your Absolute Insurance agent a call at 515-279-2722 today to set-up a time to review your insurance policies.