A lot, according to Progressive. "You'd be shocked at the number of claims filed in colder months," says Dominic Mediate of Progressive. "Nearly two out every 10 Progressive boat claims filed in northern states happen between Labor Day and Memorial Day." Don't take a gamble on nothing bad happening. Common off-season claims include:
- Fire, theft, vandalism, and flooding: Most claims are filed for one of these reasons, which can occur anytime of the year. Without coverage, boats damaged by fire, theft, vandalism, or flooding aren't protected
- Injuries that occur on or around your boat: Some boaters don't realize they could be responsible for injuries that occur on or around their boat - even if the injured person was there illegally. Without liability coverage, you could be responsible for the damages or the injured person's medical bills.
Check your policy and consult with your Absolute Agent before making any decisions.